Rutgers USA Federal Credit Union
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Share Savings
APY
Minimum Balance $5.00
To earn interest you need $1000.00
.50%
CD's
APR
6 Month - $1,000 to 99,999.99   
2.5%
1 Year - $1,000 to 9,999.99 
3.0%
   
Checking
We no longer offer dividends on checking accounts.
   
Loan Rates
APR
Line of Credit up to $5,000
11.75%
Educational/Expense
11.75%
Education Home Equity LOC
15 years to repay
up to $250,000
7.50%
   
Auto Rates NEW Cars
APR
24 month
5.00%
36 month
5.25%
48 month
5.50%
60 month
5.75%
72 month**

6.00%

   
Auto Rates USED Cars
APR
24 month
5.00%
36 month
5.25%
48 month
5.50%
60 month
5.75%
72 month**

6.00%

   
As of January, 1 2008

These rates apply to qualified borrowers only, all other
loans are subject to risk based interest rates.

** Must be at least $25, 000.00 Loan Amount

*All interest rates are subject to change without prior notification. Please call the Credit Union to confirm.

 

 
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  Benefits
  Fees
   
What's New
   
 
  Instant On-line
Loan Approval
  ATM Locations
  Bill Pay
  Referral Program, Earn $5.00
   
Member Services